In order to qualify, the lender will need to pull your credit report to see if you qualify. Some examples include when you're house hunting, opening a store credit card or are looking to get a car loan. You should unfreeze your credit before you apply for a new line of credit. Online: Create a TransUnion ® account online or by using the myTransUnion ® app.With Equifax ®, you no longer need the 10-digit security freeze PIN to manage your credit freeze. From there, you can unfreeze your credit, check on the status of your request, or make a new request to freeze your credit if you need to. Online: Start by creating a MyEquifax ® account if you haven't already.Simply fill out their remove a security freeze form. Online: Experian™ doesn't require you to create an account to lift a credit freeze.Here's how to unfreeze your credit with each major credit bureau: Unfreeze credit through Experian™ Have your name, address and Social Security Number handy so you're able to provide all your information. To unfreeze your credit, you have to put in a request with each major credit bureau. Unfreezing credit through Experian™, Equifax ® or TransUnion ® If you are making the request on behalf of a minor, note that submitting a request to lift a credit freeze can only be done by mail. The credit bureaus, however, are required to remove the freeze within three business days of receiving notice. The request can be done by mail, but note that this is a longer process. ![]() If you make the request online or by phone, the three major credit bureaus are required to lift the freeze within an hour. How long does it take to lift a credit freeze? Permanently remove credit freeze: Leaves your report open unless you request another credit freeze. ![]()
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